Builders Capital News | Market Insights & Company Updates

News / Reports

Sep 01, 2025

Builders Capital Q2 2025 Highlights

News

Revenue & Earnings

Achieved highest-ever quarterly revenue of $1.94 million, a 66.5% increase compared to the same quarter in 2024. Growth was fueled by the full deployment of equity capital and additional funds raised through the closing of two tranches of our bond offering.
Earnings per share increased $0.04 from $0.26 in Q2 2024 to $0.30 in Q2 2025.

Shareholder Distributions

Distributed $0.20 per share to our Class A public shareholders, maintaining our consistent track record of meeting our distribution target every quarter since our inception over 11 years ago.
Subsequent to the quarter-end, distributed $0.40 per share to our Class B shareholders based on Q2 2025 earnings, providing an annualized 16% return on the original $10.00 share issue price.

Mortgage Portfolio & Lending

Mortgage portfolio grew by 56% year-over-year to $50.2 million, reflecting strong demand for construction financing and the successful launch of our participating bond offering. This strategic capital increase also contributed to improved revenue and turnover.
Maintained a strong portfolio turnover rate of approximately 7 months, exceeding the target of nine months and indicating efficient capital deployment.
Achieved an approximate weighted average loan-to-value (LTV) ratio of 76.2%, slightly above our 75% target.
Continued our conservative lending approach, adjusting loan loss provisions in response to softening market conditions in British Columbia and rising uncertainty from factors such as trade tariffs and increased construction costs.

Geographic Mix

In line with our strategic objectives, increased the proportion of loans in Alberta: 78% of loans as of quarter-end, up from 54% as of June 30, 2024.

May 09, 2025

Builders Capital 2024 Financial Results Highlights

News

Builders Capital Mortgage Corp. Announces 2024 Financial Results, Reports Record Revenue

Dec 02, 2024

Investment strategy and restrictions

Builders Capital targets short-term construction mortgages on development-stage residential properties, prioritizing quality, regulatory compliance, and strategic focus on less volatile urban markets in Western Canada.